| Topic: | Re:Re:Re:Re:Re:Re:sleeping in the park | |
| Posted by: | Jonathan Mun | |
| Date/Time: | 02/10/06 11:35:00 |
| You are right, not everyone is in a position to make all the rights choices but that’s life. Not everyone picks the cheapest or best insurance or mortgage. Not everyone gets the lowest price on consumables. Part of being an adult is taking responsibility for your choices and NOT blaming others or the system whenever something doesn’t go your way. Sometimes a bad situation can’t be avoided, accidents happen but if you make a bad choice and end up homeless for it then who’s fault is it really? A figure of £100/month I quoted is likely far higher than a lower income earner would expect to pay. It’s higher than what I currently pay and I’m arguably not in the lower income bracket. There are many factors to the monthly premium but I would expect a lower income earner to be paying under £20/month per person assuming they’re in good health, don’t smoke, and don’t consume excessive amounts of alcohol. It varies significantly depending on the critical illness versus death cover split, ie. The greater the critical illness cover the higher the premium. I agree that productive members of society (defined as tax payers in this instance) should be allowed to expect a “fallback” for the taxes paid. After all, the welfare system is funded by taxes and should be made available as a minimum and last resort. However, apart from war veterans, refugees, and the mentally ill (who should be cared for by the system and it’s a failure if they are not), how many homeless have you met that really fall into the “hard times” category? Based purely on the information supplied by Lynette the original man in the park does not qualify as a “hard luck” case in my opinion. |