| Topic: | Re:Re:Methods of payment - what is the law ? | |
| Posted by: | Philippa Bond | |
| Date/Time: | 04/07/15 10:48:00 |
| We've recently had a problem making a bank transfer - although not with/to a freeholder. The problem was the particular bank. The bank did not want to make a transfer from one account to another for the same person. I have done this in the past. And in fact I did exactly this the following day at another bank with no problem. You need to be extremely careful with the account numbers and references (but that isn't any different from paying anything online or not) and we always together check the numbers and references. I guess they are very nervous that if there is a mistake they will be blamed. You are always being warned that you may not get the money back if it goes to the wrong account. Money-laundering and fraud is the excuse for everything but then when we asked for no chequebooks to be automatically posted they managed to stop them but only for a short time.... I agree that no reference or the wrong reference (easier to make a mistake with numbers) than a property address may well be the problem. We sometimes used to have problems identifying whose membership was being paid from a club bank statement when the bank/payee gave no reference and the payment had been paid by grandparents or mother who had a different surname from child for her bank account. |