Forum Message

Topic: Re:Re:Re:First time buyer stats
Posted by: Adrian Irving
Date/Time: 06/01/15 13:09:00

How times have changed for the worse Shelagh.

To compare your experience with mine we were able to buy our first home in Staines. A small 2 bedroom Victorian cottage with a long garden in a lovely road.
I was about 23  and working as a negotiator for a firm in Staines with a fairly average income. I was renting a room in Bedford Park for a few quid a week.
My fiancée and I saved the 10% deposit on a purchase price of £10,250 with the Halifax.
The  maximum  we were allowed on mortgage was 3x my income and half my fiancée’s. Mortgage monies were short in the early 70’s so we has to join the ‘mortgage queue’ but one day I was phoned by the Branch Manager to say we had reached the top that month so get your skates on lad and find a house to buy.
All a bit of a push for us money wise but by no means unobtainable with careful management. Could I do the same today? Not a chance!




Entire Thread
TopicDate PostedPosted By
We no longer have a 'Home' Housing Market05/01/15 14:18:00 Adrian Irving
   Re:We no longer have a 'Home' Housing Market05/01/15 14:30:00 Huw Burford-Taylor
      Re:Re:We no longer have a 'Home' Housing Market05/01/15 16:36:00 Andrew Cumming
         Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 16:51:00 Guy Lambert
         Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 16:57:00 Richard Greenhough
            Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:01:00 Andrew Cumming
   Re:We no longer have a 'Home' Housing Market05/01/15 14:37:00 Michael Brown
   Re:We no longer have a 'Home' Housing Market05/01/15 14:47:00 Francis Rowe
      Re:Re:We no longer have a 'Home' Housing Market05/01/15 15:56:00 Keith Iddon
         Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 16:39:00 Guy Lambert
   Re:We no longer have a 'Home' Housing Market05/01/15 17:11:00 Adrian Irving
      Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:20:00 Keith Iddon
         Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:37:00 Michael Brown
            Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:49:00 Adrian Irving
               Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:54:00 Keith Iddon
                  Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:54:00 Keith Iddon
            Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 18:49:00 Richard Greenhough
               Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 19:11:00 Michael Brown
                  Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 19:39:00 Richard Greenhough
                     Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 19:57:00 Michael Brown
                        Re:Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 20:17:00 Michael Brown
                           Re:Re:Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 20:32:00 Keith Iddon
                        Re:Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market06/01/15 09:42:00 Adrian Irving
                  Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 22:10:00 Anne England
                     Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market06/01/15 07:54:00 Steve Taylor
                        Two Myths About the Housing Market06/01/15 09:27:00 Francis Rowe
                           Re:Two Myths About the Housing Market06/01/15 09:31:00 Huw Burford-Taylor
                              Re:Re:Two Myths About the Housing Market06/01/15 10:21:00 Andrew Cumming
                           Re:Two Myths About the Housing Market06/01/15 10:13:00 Adrian Irving
                              A different view from a new new house owner06/01/15 11:07:00 Shelagh Lafferty
                                 Re:A different view from a new new house owner06/01/15 11:15:00 Andrew Cumming
                                    Re:Re:A different view from a new new house owner06/01/15 11:39:00 Julian Pavey
                                    Re:Re:A different view from a new new house owner06/01/15 14:38:00 Richard Greenhough
                                       Re:Re:Re:A different view from a new new house owner06/01/15 14:55:00 Andrew Cumming
                                       Re:Re:Re:A different view from a new new house owner06/01/15 15:01:00 Will Watson
                                          Re:Re:Re:Re:A different view from a new new house owner06/01/15 15:15:00 Richard Greenhough
                                 Re:A different view from a new new house owner06/01/15 11:18:00 Adrian Irving
                                    Re:Re:A different view from a new new house owner06/01/15 11:33:00 Shelagh Lafferty
                                       First time buyer stats06/01/15 11:40:00 John Todd
                                          Re:First time buyer stats06/01/15 12:01:00 Adrian Irving
                                          Re:First time buyer stats06/01/15 12:09:00 Adam Beamish
                                             Re:Re:First time buyer stats06/01/15 12:37:00 Shelagh Lafferty
                                                Re:Re:Re:First time buyer stats06/01/15 13:09:00 Adrian Irving
                                                   Re:Re:Re:Re:First time buyer stats06/01/15 13:33:00 Adrian Irving
                                                Re:Re:Re:First time buyer stats06/01/15 15:18:00 Richard Greenhough
                                                   Re:Re:Re:Re:First time buyer stats06/01/15 17:47:00 Shelagh Lafferty
                                             Re:Re:First time buyer stats06/01/15 14:42:00 Richard Greenhough
   Tough on the youngsters06/01/15 12:37:00 Sean Wales
      Tower Hamlets Psycho06/01/15 13:08:00 Andrew Cumming
         Re:Tower Hamlets Psycho06/01/15 13:13:00 Andrew Cumming
            Re:Re:changes to housing policy needed.06/01/15 13:34:00 Mark Pattinson
               Don't blame foreigners, developers, the government06/01/15 14:03:00 Ken Munn
                  Re:Don't blame foreigners, developers, the government06/01/15 14:40:00 Adam Beamish
                     Re:Re:Don't blame foreigners, developers, the government06/01/15 16:26:00 Ken Munn
                        Re:Re:Re:Don't blame foreigners, developers, the government06/01/15 17:57:00 Richard Greenhough
               Re:Re:Re:changes to housing policy needed.06/01/15 14:04:00 Adrian Irving
                  Re:Re:Re:Re:changes to housing policy needed.06/01/15 14:23:00 Michael Brown
                     Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 14:34:00 Keith Iddon
                     Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 15:24:00 Richard Greenhough
                        Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 15:39:00 Michael Brown
                           Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 15:42:00 Will Watson
                              Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 17:44:00 Michael Brown
                                 Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 17:48:00 Richard Greenhough
                                    Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 17:53:00 Michael Brown
                                       Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:01:00 Richard Greenhough
                                          Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:09:00 Michael Brown
                                             Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:20:00 Richard Greenhough
                                                Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:26:00 Michael Brown
                                                   Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:34:00 Richard Greenhough
                                                      Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:40:00 Michael Brown
                                 Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 20:37:00 Steve Taylor
                                    Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 21:05:00 Keith Iddon
                                       Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 21:16:00 Will Watson
                                          Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 21:21:00 Keith Iddon
                                             Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 08:30:00 Michael Brown
                                                Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 09:43:00 Adrian Irving
                                          Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 10:48:00 Vanessa Smith
                                             Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:14:00 Richard Greenhough
                                                Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:17:00 Michael Brown
                                                   Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:32:00 Mark Milligan
                                                      Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:49:00 Keith Iddon
                                                         Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:59:00 Michael Brown
                                                         Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:13:00 Steve Taylor
                                                      Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:30:00 Anne England
                                                Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:14:00 Will Watson
                                                   Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:16:00 Richard Greenhough
                                                      Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:46:00 Keith Iddon
                                                         Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 14:00:00 Richard Greenhough
                                                            Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.08/01/15 14:50:00 Vanessa Smith
                                                               Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.08/01/15 15:03:00 Richard Greenhough
                                                                  Financial Times article09/01/15 13:01:00 Andrew Cumming
                                                                     Re:Financial Times article09/01/15 21:18:00 Kathleen Healy
                                                   Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.10/01/15 23:10:00 Steve Taylor
                                                      Apropos all of the above, a useful article from the BBC...13/01/15 09:19:00 Ken Munn
                                                         Financial Times - Britain needs to set its housing market in order13/01/15 09:57:00 Andrew Cumming

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