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Topic: We no longer have a 'Home' Housing Market
Posted by: Adrian Irving
Date/Time: 05/01/15 14:18:00

Back in the day I remember saying that the introduction of buy to let mortgages would change the face of the property market and therefore society  for the worst.
Mortgages used to be for people buying a home in which to live, second loans were virtually unheard of.
Now we have a situation first time buyers have been squeezed out by investors, many from overseas.
This has led to a situation where young people can’t afford to set up a stable home in which to bring up a family and people are delaying have families well into their late twenties and early thirty’s with all the problems that go with that.
Sad, very sad but I fear we are stuck with this terrible situation.
Read below, some very depressing facts.


Home ownership in Britain falls to one of Europe’s lowest
Written by: Rosalind Renshaw | January 5, 2015
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Britain now has one of the lowest home ownership rates in Europe, it has been claimed.
Figures from the EU’s official statistics bureau, Eurostat, show that home ownership in Britain in 2013 was 64.6%, down from 70% in 2005.
Only France (64.3%), Denmark (63%), Austria (57.3%), Germany (52.6%) and Switzerland (44%) were lower.
The average rate of home ownership in Europe is 70%, with eastern European countries having the highest rates – Romania coming top with 95.6%.
On trajectory assumptions, home ownership in Britain will by now have fallen below that of France.
In separate data, the Department of Communities and Local Government said that most new homes built between 2000 and 2012 had been bought by investors, not occupiers.
It estimated that 2.5m new homes had been bought by landlords, and just 400,000 by owner occupiers.


Entire Thread
TopicDate PostedPosted By
We no longer have a 'Home' Housing Market05/01/15 14:18:00 Adrian Irving
   Re:We no longer have a 'Home' Housing Market05/01/15 14:30:00 Huw Burford-Taylor
      Re:Re:We no longer have a 'Home' Housing Market05/01/15 16:36:00 Andrew Cumming
         Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 16:51:00 Guy Lambert
         Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 16:57:00 Richard Greenhough
            Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:01:00 Andrew Cumming
   Re:We no longer have a 'Home' Housing Market05/01/15 14:37:00 Michael Brown
   Re:We no longer have a 'Home' Housing Market05/01/15 14:47:00 Francis Rowe
      Re:Re:We no longer have a 'Home' Housing Market05/01/15 15:56:00 Keith Iddon
         Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 16:39:00 Guy Lambert
   Re:We no longer have a 'Home' Housing Market05/01/15 17:11:00 Adrian Irving
      Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:20:00 Keith Iddon
         Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:37:00 Michael Brown
            Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:49:00 Adrian Irving
               Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:54:00 Keith Iddon
                  Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 17:54:00 Keith Iddon
            Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 18:49:00 Richard Greenhough
               Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 19:11:00 Michael Brown
                  Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 19:39:00 Richard Greenhough
                     Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 19:57:00 Michael Brown
                        Re:Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 20:17:00 Michael Brown
                           Re:Re:Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 20:32:00 Keith Iddon
                        Re:Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market06/01/15 09:42:00 Adrian Irving
                  Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market05/01/15 22:10:00 Anne England
                     Re:Re:Re:Re:Re:Re:Re:We no longer have a 'Home' Housing Market06/01/15 07:54:00 Steve Taylor
                        Two Myths About the Housing Market06/01/15 09:27:00 Francis Rowe
                           Re:Two Myths About the Housing Market06/01/15 09:31:00 Huw Burford-Taylor
                              Re:Re:Two Myths About the Housing Market06/01/15 10:21:00 Andrew Cumming
                           Re:Two Myths About the Housing Market06/01/15 10:13:00 Adrian Irving
                              A different view from a new new house owner06/01/15 11:07:00 Shelagh Lafferty
                                 Re:A different view from a new new house owner06/01/15 11:15:00 Andrew Cumming
                                    Re:Re:A different view from a new new house owner06/01/15 11:39:00 Julian Pavey
                                    Re:Re:A different view from a new new house owner06/01/15 14:38:00 Richard Greenhough
                                       Re:Re:Re:A different view from a new new house owner06/01/15 14:55:00 Andrew Cumming
                                       Re:Re:Re:A different view from a new new house owner06/01/15 15:01:00 Will Watson
                                          Re:Re:Re:Re:A different view from a new new house owner06/01/15 15:15:00 Richard Greenhough
                                 Re:A different view from a new new house owner06/01/15 11:18:00 Adrian Irving
                                    Re:Re:A different view from a new new house owner06/01/15 11:33:00 Shelagh Lafferty
                                       First time buyer stats06/01/15 11:40:00 John Todd
                                          Re:First time buyer stats06/01/15 12:01:00 Adrian Irving
                                          Re:First time buyer stats06/01/15 12:09:00 Adam Beamish
                                             Re:Re:First time buyer stats06/01/15 12:37:00 Shelagh Lafferty
                                                Re:Re:Re:First time buyer stats06/01/15 13:09:00 Adrian Irving
                                                   Re:Re:Re:Re:First time buyer stats06/01/15 13:33:00 Adrian Irving
                                                Re:Re:Re:First time buyer stats06/01/15 15:18:00 Richard Greenhough
                                                   Re:Re:Re:Re:First time buyer stats06/01/15 17:47:00 Shelagh Lafferty
                                             Re:Re:First time buyer stats06/01/15 14:42:00 Richard Greenhough
   Tough on the youngsters06/01/15 12:37:00 Sean Wales
      Tower Hamlets Psycho06/01/15 13:08:00 Andrew Cumming
         Re:Tower Hamlets Psycho06/01/15 13:13:00 Andrew Cumming
            Re:Re:changes to housing policy needed.06/01/15 13:34:00 Mark Pattinson
               Don't blame foreigners, developers, the government06/01/15 14:03:00 Ken Munn
                  Re:Don't blame foreigners, developers, the government06/01/15 14:40:00 Adam Beamish
                     Re:Re:Don't blame foreigners, developers, the government06/01/15 16:26:00 Ken Munn
                        Re:Re:Re:Don't blame foreigners, developers, the government06/01/15 17:57:00 Richard Greenhough
               Re:Re:Re:changes to housing policy needed.06/01/15 14:04:00 Adrian Irving
                  Re:Re:Re:Re:changes to housing policy needed.06/01/15 14:23:00 Michael Brown
                     Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 14:34:00 Keith Iddon
                     Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 15:24:00 Richard Greenhough
                        Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 15:39:00 Michael Brown
                           Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 15:42:00 Will Watson
                              Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 17:44:00 Michael Brown
                                 Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 17:48:00 Richard Greenhough
                                    Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 17:53:00 Michael Brown
                                       Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:01:00 Richard Greenhough
                                          Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:09:00 Michael Brown
                                             Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:20:00 Richard Greenhough
                                                Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:26:00 Michael Brown
                                                   Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:34:00 Richard Greenhough
                                                      Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 18:40:00 Michael Brown
                                 Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 20:37:00 Steve Taylor
                                    Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 21:05:00 Keith Iddon
                                       Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 21:16:00 Will Watson
                                          Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.06/01/15 21:21:00 Keith Iddon
                                             Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 08:30:00 Michael Brown
                                                Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 09:43:00 Adrian Irving
                                          Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 10:48:00 Vanessa Smith
                                             Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:14:00 Richard Greenhough
                                                Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:17:00 Michael Brown
                                                   Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:32:00 Mark Milligan
                                                      Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:49:00 Keith Iddon
                                                         Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 11:59:00 Michael Brown
                                                         Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:13:00 Steve Taylor
                                                      Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:30:00 Anne England
                                                Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:14:00 Will Watson
                                                   Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:16:00 Richard Greenhough
                                                      Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 12:46:00 Keith Iddon
                                                         Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.07/01/15 14:00:00 Richard Greenhough
                                                            Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.08/01/15 14:50:00 Vanessa Smith
                                                               Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.08/01/15 15:03:00 Richard Greenhough
                                                                  Financial Times article09/01/15 13:01:00 Andrew Cumming
                                                                     Re:Financial Times article09/01/15 21:18:00 Kathleen Healy
                                                   Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:Re:changes to housing policy needed.10/01/15 23:10:00 Steve Taylor
                                                      Apropos all of the above, a useful article from the BBC...13/01/15 09:19:00 Ken Munn
                                                         Financial Times - Britain needs to set its housing market in order13/01/15 09:57:00 Andrew Cumming

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